Harvest Asset Conversion Solutions is an innovative company that financially assists terminally or chronically ill patients that have existing life insurance or annuity products. We are dedicated to providing several alternative financial options for those who qualify for the program, including Life Settlement, Structured Settlements and Structured Annuities.
Our asset conversion solutions focus on maximizing the value of your assets in the fastest amount of time
An Asset Conversion is a process in which a person sells their existing life insurance policy (viatical or life settlement), structured annuity, or similar product to a third party institutional investment group for a lump sum cash payment.
The purchaser becomes entitled to the product’s future beneficial rights. The lump sum payment the seller receives is determined by the costs (expenses, premiums and other charges required to maintain the product), estimated rates of return (the amount of future return the investment group expects), and the medical underwriting conducted for each Insured.
The Asset Conversion Solutions® program differentiates itself from the typical secondary markets for these financial products by reducing the period between seller interest and the lump sum payout.
With HarvestACS, we disburse your funds 1 - 3 months quicker than the average traditional settlementLearn About our Process
Are your medical debt woes close at hand? Are you searching for solutions to your debt crisis?
Find out how Life Settlements can help!